{"id":9751,"date":"2026-05-01T09:50:00","date_gmt":"2026-05-01T06:50:00","guid":{"rendered":"https:\/\/www.gocmeniz.biz\/?p=9751"},"modified":"2026-05-01T20:10:58","modified_gmt":"2026-05-01T17:10:58","slug":"ab-visa-ve-mastercard-bagimliligini-azaltmak-istiyor","status":"publish","type":"post","link":"https:\/\/www.gocmeniz.biz\/?p=9751","title":{"rendered":"AB, Visa ve Mastercard ba\u011f\u0131ml\u0131l\u0131\u011f\u0131n\u0131 azaltmak istiyor"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Avrupa Birli\u011fi, dijital \u00f6deme sistemlerinde uzun s\u00fcredir bask\u0131n konumda olan <strong>Visa<\/strong> ve <strong>Mastercard<\/strong> hakimiyetini k\u0131rmak i\u00e7in yeni ad\u0131mlar at\u0131yor. Ama\u00e7; Avrupa\u2019n\u0131n \u00f6deme altyap\u0131s\u0131nda d\u0131\u015fa ba\u011f\u0131ml\u0131l\u0131\u011f\u0131 azaltmak, i\u015flem maliyetlerini d\u00fc\u015f\u00fcrmek ve finansal egemenli\u011fi art\u0131rmak.<\/p>\n\n\n\n<p>Habere g\u00f6re Avrupa\u2019daki bir\u00e7ok banka ve d\u00fczenleyici kurum, k\u0131ta genelinde ortak \u00e7al\u0131\u015fabilecek alternatif \u00f6deme sistemleri geli\u015ftirilmesini destekliyor. \u00d6zellikle kartl\u0131 \u00f6deme i\u015flemlerindeki komisyonlar ve kritik finans altyap\u0131s\u0131n\u0131n ABD merkezli \u015firketlere ba\u011fl\u0131 olmas\u0131, son y\u0131llarda stratejik risk olarak g\u00f6r\u00fclmeye ba\u015fland\u0131.<\/p>\n\n\n\n<p>Ancak herkes bu fikre s\u0131cak bakm\u0131yor. Ele\u015ftirenler; t\u00fcketicilerin al\u0131\u015ft\u0131\u011f\u0131 sistemleri de\u011fi\u015ftirmek, yeni altyap\u0131lar kurmak ve bunlar\u0131 yayg\u0131nla\u015ft\u0131rman\u0131n olduk\u00e7a maliyetli ve zaman al\u0131c\u0131 oldu\u011funu savunuyor. Ayr\u0131ca Visa ve Mastercard\u2019\u0131n sundu\u011fu g\u00fcvenlik, k\u00fcresel kabul ve kullan\u0131c\u0131 deneyimi avantajlar\u0131n\u0131 k\u0131sa vadede yakalaman\u0131n zor oldu\u011fu belirtiliyor.<\/p>\n\n\n\n<p>Avrupa, \u00f6deme sistemlerinde daha ba\u011f\u0131ms\u0131z olmak istiyor; yani gelecekte Avrupa i\u00e7inde farkl\u0131 kart veya \u00f6deme \u00e7\u00f6z\u00fcmleri daha yayg\u0131n hale gelebilir. G\u00f6\u00e7menler ve Avrupa\u2019da ya\u015fayanlar i\u00e7in bu durum; bankac\u0131l\u0131k hizmetleri, kart tercihleri ve i\u015flem \u00fccretlerinde orta-uzun vadede de\u011fi\u015fiklik anlam\u0131na gelebilir. Banka kart\u0131 c\u00fczdanda ayn\u0131 kalabilir ama arka plandaki sistem de\u011fi\u015febilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avrupa Birli\u011fi, dijital \u00f6deme sistemlerinde uzun s\u00fcredir bask\u0131n konumda olan Visa ve Mastercard hakimiyetini k\u0131rmak i\u00e7in yeni ad\u0131mlar at\u0131yor. Ama\u00e7; Avrupa\u2019n\u0131n \u00f6deme altyap\u0131s\u0131nda d\u0131\u015fa ba\u011f\u0131ml\u0131l\u0131\u011f\u0131 azaltmak, i\u015flem maliyetlerini d\u00fc\u015f\u00fcrmek ve finansal egemenli\u011fi art\u0131rmak. Habere g\u00f6re Avrupa\u2019daki bir\u00e7ok banka ve d\u00fczenleyici kurum, k\u0131ta genelinde ortak \u00e7al\u0131\u015fabilecek alternatif \u00f6deme sistemleri geli\u015ftirilmesini destekliyor. \u00d6zellikle kartl\u0131 \u00f6deme i\u015flemlerindeki komisyonlar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9752,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"ngg_post_thumbnail":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,22],"tags":[],"class_list":["post-9751","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haberler","category-teknoloji"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.gocmeniz.biz\/wp-content\/1366x768_cmsv2_2ecd9461-6c25-542f-9cdd-9637f6964fbe-9729810.webp?fit=1366%2C768&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/paHHlZ-2xh","jetpack-related-posts":[{"id":1492,"url":"https:\/\/www.gocmeniz.biz\/?p=1492","url_meta":{"origin":9751,"position":0},"title":"Bulgaristan`da yeni uygulamalara dikkat!","author":"Haberci","date":"05 Temmuz 2009","format":false,"excerpt":"Ara\u00e7lar\u0131yla T\u00fcrkiye`ye tatile gidenlerin \u00f6zellikle Bulgaristan`da ya\u015fad\u0131klar\u0131 sorunlar\u0131n \u00e7\u00f6z\u00fcm\u00fcne y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131na devam eden Hollanda`da T\u00fcrkler \u0130\u00e7in Dan\u0131\u015fma Kurulu (IOT),son g\u00fcnlerde kamu oyuna yans\u0131yan sorunlar konusunda \u00f6nceki g\u00fcn Sofya`da Bulgar yetkililerle g\u00f6r\u00fc\u015ft\u00fc. UTRECHT - Konuyla ilgili IOT`nin \u00f6zel temsilcisi HT\u0130B Ba\u015fkan\u0131 Mustafa Ayranc\u0131, Bulgaristan`\u0131n ba\u015fkenti Sofya`da,\u00a0 Bulgaristan S\u0131n\u0131r G\u00fcvenli\u011fi M\u00fcd\u00fcr\u00fc Petrov\u2026","rel":"","context":"&quot;Haberler&quot; i\u00e7inde","block_context":{"text":"Haberler","link":"https:\/\/www.gocmeniz.biz\/?cat=5"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":892,"url":"https:\/\/www.gocmeniz.biz\/?p=892","url_meta":{"origin":9751,"position":1},"title":"PARA \u0130ADE TALEB\u0130NE \u0130L\u0130\u015eK\u0130N B\u0130R\u0130NC\u0130 \u00d6DEME L\u0130STES\u0130","author":"Haberci","date":"08 Mart 2009","format":false,"excerpt":"PARA \u0130ADE TALEB\u0130NE \u0130L\u0130\u015eK\u0130N B\u0130R\u0130NC\u0130 \u00d6DEME L\u0130STES\u0130 A\u015eA\u011eIDA YAYINLANMI\u015eTIR. L\u0130STEDE \u0130SM\u0130 OLAN SOYDA\u015eLARIN 16.02.2009 PAZARTES\u0130 G\u00dcN\u00dcNDEN \u0130T\u0130BAREN N\u00dcFUS C\u00dcZDANLARI VE ADRESLER\u0130N\u0130 G\u00d6STEREN ADINA KAYITLI FATURA YADA \u0130KAMETGAH \u0130LMUHABER\u0130 \u0130LE B\u0130RL\u0130KTE ADRESLER\u0130NE EN YAKIN T.VAKIFLAR BANKASI \u015eUBES\u0130NE BA\u015eVURMALARI HAL\u0130NDE \u00d6DEME YAPILACAKTIR. \u0130LG\u0130L\u0130LERE DUYURULUR.::: \u00d6DEME L\u0130STES\u0130N\u0130 \u0130ND\u0130RMEK \u0130\u00c7\u0130N TIKLAYINIZ.","rel":"","context":"&quot;Haberler&quot; i\u00e7inde","block_context":{"text":"Haberler","link":"https:\/\/www.gocmeniz.biz\/?cat=5"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.toki.gov.tr\/lib\/images\/top_logo.gif?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1807,"url":"https:\/\/www.gocmeniz.biz\/?p=1807","url_meta":{"origin":9751,"position":2},"title":"Gomez PEER Nedir ? 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Alan\u0131nda y\u0131llard\u0131r ilk olan servis konseptinin halen ba\u015far\u0131l\u0131 bir\u2026","rel":"","context":"&quot;Haberler&quot; i\u00e7inde","block_context":{"text":"Haberler","link":"https:\/\/www.gocmeniz.biz\/?cat=5"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.gomezpeerzone.com\/public\/468x60piggybank.gif?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1950,"url":"https:\/\/www.gocmeniz.biz\/?p=1950","url_meta":{"origin":9751,"position":3},"title":"G\u00f6\u00e7menlere konut paras\u0131 uyar\u0131s\u0131","author":"Haberci","date":"20 Kas\u0131m 2009","format":false,"excerpt":"Bulgaristan'dan 1989-1995 d\u00f6neminde zorunlu g\u00f6\u00e7le gelen, paras\u0131n\u0131 yat\u0131r\u0131p, devletten konut almak i\u00e7in ortalama 17 y\u0131ld\u0131r bekleyen, ancak konut alamayan vatanda\u015flar\u0131n, nemalanm\u0131\u015f bir \u015fekilde paras\u0131n\u0131 almak i\u00e7in 5 Aral\u0131k'a kadar TOK\u0130'ye ba\u015fvurmas\u0131 gerekiyor. Bu tarihe kadar ba\u015fvurmayan vatanda\u015flar\u0131n paras\u0131, g\u00f6\u00e7men konutlar\u0131 hesab\u0131na gelir kaydedilerek tasfiye edilecek. TOK\u0130'den verilen bilgiye g\u00f6re, g\u00f6\u00e7men\u2026","rel":"","context":"&quot;Haberler&quot; i\u00e7inde","block_context":{"text":"Haberler","link":"https:\/\/www.gocmeniz.biz\/?cat=5"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":499,"url":"https:\/\/www.gocmeniz.biz\/?p=499","url_meta":{"origin":9751,"position":4},"title":"Bulgar turistler geceyi \u00e7ocuk park\u0131nda ge\u00e7irdi","author":"Haberci","date":"02 Eyl\u00fcl 2008","format":false,"excerpt":"KU\u015eADASI'nda tatillerini ge\u00e7irmek \u00fczere gelen \u00e7o\u011fu \u00e7ocuk ve kad\u0131n 150 Bulgar turist, acentelerinin \u00f6deme yapamamas\u0131 nedeniyle otele al\u0131nmay\u0131nca geceyi \u00e7ocuk park\u0131nda ge\u00e7irmek zorunda kald\u0131.Bulgar turistler, \u00e7aresizlik i\u00e7erisinde sorunun \u00e7\u00f6z\u00fclmesini beklediklerini s\u00f6yledi.Baz\u0131lar\u0131 ge\u00e7en y\u0131llarda Ku\u015fadas\u0131'na gelip memnun ayr\u0131lan Bulgarlar, bu y\u0131l da acenteleri \u2018Veny Travel'den Ku\u015fadas\u0131 tatili i\u00e7in anla\u015ft\u0131. 10 g\u00fcnl\u00fck\u2026","rel":"","context":"&quot;Haberler&quot; i\u00e7inde","block_context":{"text":"Haberler","link":"https:\/\/www.gocmeniz.biz\/?cat=5"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":296,"url":"https:\/\/www.gocmeniz.biz\/?p=296","url_meta":{"origin":9751,"position":5},"title":"T\u00fcrk Telekom e-fatura ile ka\u011f\u0131t tasarrufuna ba\u015fl\u0131yor","author":"Admin","date":"16 \u015eubat 2008","format":false,"excerpt":"T\u00fcrkiye'nin telekom\u00fcnikasyon devi T\u00fcrk Telekom'un \u00fczerinde \u00e7al\u0131\u015ft\u0131\u011f\u0131 e-fatura projesi Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan onayland\u0131. 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